So, my house came back at a $45k appraisal. Good thing I paid $125k.
My mortgage lender told me I'm screwed. Not only did I have to pay $300 to have my refinancing application denied, but now I have to pay $390 for the appraisal that caused the denial. I didn't know that, I thought it was included in the $300 application fee. So now I have to pay $690 just to get screwed. (I don't even have the energy to make a joke about hookers.)
My dreams are screwed, too. I can't move to Boston. Without a lower monthly payment, I can't find a renter. Even if I got a renter for the rates in my neighborhood, I'll still be paying $450+ toward my property in Florida.
I think I might need to look at the summer school in Vermont. I won't get to move. At least not to Boston. At least not now.
Hey - guess what else? Today in my state they passed a bill that says my salary will now be dependent on FCAT scores.
Wow. I feel so loved.
I guess this is punishment for being a highly-qualified public school teacher who pays all her bills on time.